Assessments

Two structured entry engagements that clarify whether captive solutions are economically relevant—and what the right next step should be.

Typically relevant when annual insurance premium spend exceeds €500,000.

How these assessments are used

These are paid, time-bounded assignments designed for CFOs, CROs, Risk Directors, and Boards who need clarity before committing to a larger programme redesign or captive build.

We work alongside your broker, captive manager, legal and tax advisers—without disintermediating any party. We do not take commissions or contingent compensation.

If an assessment indicates “not ready,” we specify what is missing. If it indicates “ready,” we document why and define a clean scope for execution.

Assessment 01

Insurance & Captive Programme Review

A structured review of your current insurance programme and (if applicable) your captive’s role—built to identify the economic levers that matter most.

What it covers
  • Programme mapping across lines and geographies (limits, retentions, deductibles, aggregation)
  • Economic flow of premium and loss (who ultimately bears what)
  • Fronting, collateral, and credit support mechanics (where value leaks and why)
  • Captive role definition and optimisation opportunities (what the captive should do vs what it does)
Timeline
2–4 weeks
Deliverable
Executive review memo
Outcome
Prioritised options

Designed to reduce renewal-driven decisions and establish a clean basis for captive expansion, redesign, or a feasibility sprint.

Assessment 02

Captive Feasibility & Structure Sprint

A fast, decision-grade feasibility engagement: what a captive could retain, how it should be structured, and which structure fits your constraints.

What you get
  • Candidate risk portfolio and retention/layering logic (what belongs in the captive)
  • Structure options: pure captive vs cell/rent-a-captive vs hybrid approaches
  • Reinsurance and fronting architecture at a decision-ready level (mechanics, constraints, implications)
  • Governance and operating model recommendations (board-fit, cadence, decision rights)
Timeline
3–6 weeks
Deliverable
Decision pack
Outcome
Go / no-go path

This is designed to define an execution scope cleanly—so brokers and service providers can implement without ambiguity.

Fit

A clean first step.

We prioritise organisations with complex insurance programmes and meaningful premium spend. If the decision is not senior, not time-relevant, or not economically material, we will tell you quickly.

Typically a fit when
  • Annual premium spend exceeds €500k
  • Renewals are driving decisions rather than economics
  • A captive exists but is underutilised or poorly articulated
  • Fronting / collateral constraints are limiting programme quality

We do not disintermediate brokers. We are independent from placement economics.

Want to confirm whether a captive is economically relevant?

If your organisation spends more than €500k per year in insurance premiums, we can recommend the right first step and define a clean scope.

Contact