Berrizal Partners advises organisations spending more than €500k per year in insurance premiums on the design, formation, optimisation, and use of captive insurance and reinsurance solutions.
Independent from placement economics. No commissions. No contingent fees.
Reduced frictional cost of risk, improved programme resilience, and clearer capital allocation between market, captive, and balance sheet.
From feasibility to formation, optimisation, and ongoing use—designed to make risk-financing decisions clear, defensible, and executable.
Feasibility, structuring, domicile selection, governance, and formation support.
Health checks, redesign, expansion to new lines, board-ready ROI rationale.
Retention strategy, fronting mechanics, collateral optimisation, programme architecture.
Faster access to captive economics with controlled setup and governance.
Where trade finance, factoring, and receivables financing meet credit insurance, a captive can improve resilience and capital efficiency— if structured correctly across market, captive, and balance sheet.
Premiums, retentions, loss flow, fronting, collateral, governance, and constraints across countries and lines.
Captive role, reinsurance structure, capital approach, and counterfactual options—built around TCOR and resilience.
Work alongside brokers, captive managers, and counterparties—without placement economics or commission conflicts.
If your organisation spends more than €500k per year in insurance premiums, we can quickly confirm whether captive solutions are economically relevant and what the next step should be.